GENERAL TERMS

Please read the following terms of use before using the website www.merit.gr. Having access and using www.merit.gr suggests the ACCEPTANCE by you of the terms of use.The context and the services offered through www.merit.gr is a private property of MERIT SECURITIES S.A. and is intended only for personal use by the visitors of this website.All users agree and accept these terms of use, as they will be described in the present document, while the platform administrators explicitly maintain the right and have the choice, at their sole discretion to alter or amend, at any time, the terms of use. Such changes will take effect immediately, as soon as they are posted on the website, and therefore we recommend users to monitor the terms of use on an ongoing basis. Any opinion, view, comment, analysis, price, or other information on our website is posted for the general information of our readers and subscribers and in no way, constitutes advice, recommendation, proposal, incitement, or encouragement of our Company for any kind of transaction or investment. Please keep in mind that you must receive relevant professional advice before taking any investment decision. All visitors and users of our Company’s website must comply with the rules and regulations of the Greek, European and International law, and the respective law(s) governing telecommunications. Any publication by the users and/or visitors through the site, including uploading files, unless required by the site owners is strictly prohibited. Users and visitors of the website are solely responsible for any kind of modification or damage caused to the website content, which result from the illicit use from their side.

ONLINE FRAUD (E-Fraud)

The phenomenon of financial fraud is widespread over the past few years within the operation of the Internet. Fraudsters design malicious software that manipulates websites, mislead and deceit visitors in order to intercept and make use of your personal data and other personal information about you. A website or an e-mail is enough for fraudsters to steal such information. MERIT SECURITIES S.A. has taken every reasonable security measures in order to avoid any unauthorized access or use of user’s personal data.In case any of the users/members of our website www.merit.gr become or suspect of becoming victims of online fraud, either via e-mail, or through false advertising from third-parties not associated with www.merit.gr, please contact us immediately.

COOKIES

Cookies are small files of information, which often include a unique identification number or value and are stored on the hard drive of your computer, as a result of access to a website such as www.merit.gr. Our website uses both session identification (ID) cookies and persistent cookies. ID Cookies expire when you close your browser, while persistent cookies remain on your hard drive for an extended period of time. We set persistent cookies for statistical purposes and in order to facilitate your visit. You can remove persistent cookies by following the instructions contained in the "Help" section of your browser. If you do not wish to receive cookies, you can change the settings of your browser to refuse all cookies or set your computer to warn you of each incoming cookie, to give you the option to accept it or not. However, this can affect the quality of service we provide to you regarding your account. Some persistent cookies, such as Flash cookies, may not be removed and cannot be excluded by changing the settings of your browser.

TRANSMISSION OF ORDERS VIA ELECTRONIC SYSTEMS

When the Client obtains from the Company or third party executors of the Company's orders with which the Company cooperates appropriate Software to send its orders either to the Company either directly to the Executing Firm or to the execution venue (hereinafter referred to as "electronic orders"), the following terms shall also apply:

The transmission of orders through electronic systems requires the Client to use a combined username and password, which are sent by post in a confidential letter. Both the Company and the software provider may from time to time require the change of the User and/or Access Code and reset the password in order to protect the Client's transactions; they are not responsible for any damage suffered by the Client in the event of failure to execute transactions until the completion of the relevant procedure. The Client accepts that the username and password combination represents and completely substitutes his/her signature in any electronic transactions he/she makes; it also constitutes a presumption of use of the service, confirms that the electronic order comes from the Client himself, and that the information was communicated to the Client himself. The Client must keep the username and password assigned to him/her secret. In the event of their theft, loss, illegal or improper use, the Client must inform the Company immediately, otherwise they are fully bound by any transaction and are liable to the Company or the Provider for any damage that may arise.

The Company shall not be responsible for any problems or damage to the Client arising from external factors such as, but not limited to, damage to electronic systems, communication lines, telephone lines or electronic links (e.g. failure to connect to the INTERNET (ISP)). The Company shall also not be responsible for the security of the Client's systems, as well as illegal access to and use of the software or personal data of the Client (Hacking) by third parties. It shall also not be responsible for any losses incurred by the Client in the event of a personal identification number or password being leaked for any reason or in the event that third parties access the Client's accounts by using the Client's personal identification number and password and other details. Furthermore, the Company shall not be liable for any damage suffered by the Client in the event of interference or attempt to interfere with the Company's network on the Internet, or in the event of non-operation of the system for reasons not resulting from gross negligence or willful misconduct of the Company.

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